ENS · CREDITProposal byOWN

Borrow without selling ENS.

Lock ENS, receive stablecoins, and repay through fixed monthly installments. With no liquidation risk from price volatility.

LTV
50%
Fixed APR
7%
Term
5 years

Enter one amount to join the non-binding borrower signup.

ENS collateral required
$200,000
≈ 38,240.92 ENS
Monthly payment
$1,980.12
Interest over 5 years
$18,807
Total repayment
$118,807
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How it works?

ENS DAO supplies stablecoins; holders borrow against ENS and return principal plus interest over time.

  1. 01 · Fund

    ENS DAO commits stablecoins

    A defined amount is allocated from the treasury.

  2. 02 · Secure

    Borrower locks ENS

    The borrower posts ENS worth twice the loan.

  3. 03 · Release

    Stablecoins arrive

    The borrower receives liquidity without selling ENS.

  4. 04 · Repay

    Payments return

    Fixed principal and interest flow back each month.

  5. 05 · Unlock

    ENS is reclaimed

    The final scheduled payment unlocks the collateral.

Borrower condition: missed repayments will result in loss of the locked collateral.

What we’re proposing to ENS DAO.

  1. Allocate stablecoins

    ENS DAO would open a lending facility offering fixed-rate loans to ENS holders.

  2. Lend against ENS

    Borrowers would lock ENS worth twice the loan and repay monthly over five years.

  3. Return capital and interest

    Scheduled repayments would return principal and interest to the ENS DAO treasury.